IMPORTANT – PLEASE CAREFULLY READ AND UNDERSTAND THESE TERMS AND CONDITIONS BEFORE ACCESSING, USING, OR MAKING A PURCHASE OVER WWW.TWA-HOMECAREACCOUNTANTS.COM. THESE TERMS CONTAIN DISCLAIMERS OF WARRANTIES AND LIMITATIONS OF LIABILITIES (see Sections 9, 12, and 13). THESE TERMS FORM AN ESSENTIAL BASIS OF OUR AGREEMENT. PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.

The use of www.twa-homecareaccountants.com (hereafter the “Site”), which is owned and operated by T. Williams & Associates, LLC (“COMPANY,” “we,” or “us”), is governed by the terms and conditions set forth below. We offer the Site, including all information, products, services, and educational programs and information available on it, to you, the user, conditioned upon your acceptance of all terms and conditions stated here. By accessing, using, registering or placing an order over the Site, you agree to be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions in their entirety, you are not authorized to use the Site in any manner.

THIS IS A BINDING AGREEMENT. THESE TERMS AND CONDITIONS (“TERMS”) TOGETHER WITH OUR PRIVACY POLICY FORM A LEGALLY BINDING AGREEMENT (“AGREEMENT”) BETWEEN YOU (“YOU”) AND THE COMPANY. THIS AGREEMENT GOVERNS YOUR ACCESS TO AND USE OF THE SITE AND THE PRODUCTS, SERVICES, AND EDUCATIONAL PROGRAMS AND INFORMATION PROVIDED BY THE COMPANY, ANY ORDER YOU PLACE THROUGH THE SITE, BY TELEPHONE, OR OTHER ACCEPTED METHOD OF PURCHASE, AND YOUR USE OR ATTEMPTED USE OF THE PRODUCTS, SERVICES, AND EDUCATIONAL PROGRAMS AND INFORMATION OFFERED BY THE COMPANY.

THIS AGREEMENT CONTAINS ARBITRATION AND CLASS ACTION WAIVER PROVISIONS THAT WAIVE YOUR RIGHT TO A COURT HEARING, RIGHT TO A JURY TRIAL, AND RIGHT TO PARTICIPATE IN A CLASS ACTION. ARBITRATION IS MANDATORY AND IS THE EXCLUSIVE REMEDY FOR ANY AND ALL DISPUTES UNLESS SPECIFIED BELOW IN SECTIONS 14 AND 15.

We reserve the right to change these Terms or to impose new conditions on use of the Site, from time to time, in which case we will post the revised Terms on the Site at https://www.twa-homecareaccountants.com/terms. By continuing to use the Site after we post any such changes, you accept the Terms, as modified.
Please note that additional terms may apply for the specific product, service, or educational program that you purchase. If there are such additional terms, they will be provided to you at the time of your purchase.

Table of Contents:

1. Use of the Site
2. Intellectual Property Rights and License Terms
3. Our Privacy Policy and Your Personal Information
4. Information You Provide, Registration, and Passwords
5. Order Placement and Acceptance
6. Refund Policy
7. Shipping Fees
8. Services, Products, and Prices Available on the Site
9. DISCLAIMER ABOUT CONTENT PROVIDED AND EARNINGS DISCLAIMER-YOUR INDIVIDUAL RESULTS WILL VARY
10. Your Responsibilities
11. Testimonials, Reviews, and Pictures/Videos
12. DISCLAIMERS OF OTHER WARRANTIES
13. LIMITATIONS OF LIABILITIES
14. DISPUTE RESOLUTION BY MANDATORY BINDING ARBITRATION AND CLASS ACTION WAIVER
15. COMPANY’s Additional Remedies
16. Interactive Features
17. Indemnification
18. Third-Party Links and Your Third-Party Transactions
19. Affiliate Link Disclosure
20. Termination
21. DMCA Notice
22. No Waiver
23. Assignment
24. Electronic Signature
25. Changes to the Agreement
26. Force Majeure
27. Your Additional Representations and Warranties
28. Severability
29. Entire Agreement
30. Contacting Us

The Site is intended for businesses operated by adults and independent professionals. If you use the Site, you are affirming that you are an adult or the legal age of majority in your state or province of residence, operate a business or are an independent professional, have the legal capacity to enter into a binding contract with us, and have read this Agreement and understand and agree to its terms.

Our Limited License to You. This Site and all of the content and materials available on the Site are the property of us and/or our affiliates or licensors, and are protected by copyright, trademark, other intellectual property laws, and all other applicable laws. The Site is provided solely for your personal noncommercial use. You may not use the Site or the content or materials available on the Site in a manner that constitutes an infringement of our rights or that has not been authorized by us. More specifically, unless explicitly authorized in these Terms or by the owner of the content or materials, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works from, exploit, or distribute in any manner or medium (including by email or other electronic means) any content or material from the Site. Subject to your continued strict compliance with all Terms, COMPANY provides to you a revocable, limited, non-exclusive, royalty-free, non-sublicensable, non-transferrable license to use the Site. You acknowledge and agree that you do not acquire any ownership rights in any content or material protected by intellectual property laws.

Your License to Us. By posting or submitting any content or material (including, without limitation, comments, blog entries, Facebook postings, photos and videos) to or about us via the Site, internet groups, social media venues, or to any of our staff via email, text or otherwise, you are representing: (i) that you are the owner of the content and material, or are making your posting or submission with the express consent of the owner of the content and material; and (ii) that you are an adult. In addition, when you submit or post any content or material, you are granting us, and anyone authorized by us, a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, sublicensable, transferrable, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display such content and material, in whole or in part, in any manner or medium, now known or hereafter developed, for any purpose. The foregoing grant shall include the right to exploit any proprietary rights in such posting or submission, including, but not limited to, rights under copyright, trademark, service mark or patent laws under any relevant jurisdiction. Also, in connection with the exercise of such rights, you grant us, and anyone authorized by us, the right to identify you as the author of any of your postings or submissions by name, email address or screen name, as we deem appropriate in our sole discretion.

In the event that you originally create any contributions for COMPANY, you acknowledge and agree that any such contributions shall be deemed a “work made for hire” when the work performed is within the scope of the definition of a work made for hire in Section 101 of the United States Copyright Law, as amended. As such, the copyrights in those works shall belong to COMPANY from their creation. Thus, COMPANY shall be deemed the author and exclusive owner thereof and shall have the right to exploit any or all of the results and proceeds in any and all media, now known or hereafter devised, throughout the universe, in perpetuity, in all languages, as COMPANY determines in its sole discretion. In the event that any of the results and proceeds of your submissions hereunder are not deemed a “work made for hire” under Section 101 of the Copyright Act, as amended, you hereby, without additional compensation, irrevocably assign, convey and transfer to COMPANY all proprietary rights, including without limitation, all copyrights and trademarks throughout the universe, in perpetuity in every medium, whether now known or hereafter devised, to such material and any and all right, title and interest in and to all such proprietary rights in every medium, whether now known or hereafter devised, throughout the universe, in perpetuity. Any posted material which are reproductions of prior works by you shall be co-owned by us.

You acknowledge that COMPANY has the sole right but not the obligation to use and display any submissions, postings or contributions of any kind and that COMPANY may elect to cease the use and display of any such materials (or any portion thereof), at any time for any reason whatsoever.

Limitations on Linking and Framing. You may establish a hypertext link to the Site so long as the link does not state or imply any sponsorship of your site by us or by the Site. However, you may not, without our prior written permission, frame or inline link any of the content of the Site,or incorporate into another website or other service any of our material, content or intellectual property. Nor may you otherwise attempt to access or disrupt any portion of the Site through any unlawful means.